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Annual Fee Waived
Free-for-life debit card with no annual debit card fee imposed.*
* Subject to maintaining a minimum asset under management of RM250,000 with the Bank.
Adminstrative fee waived
No Administrative Fee for your Overseas Transaction.
Exclusively for CIMB Preferred Debit Mastercard holders. Save more and enjoy no Adminstrative Fee when you shop abroad or overseas online.
To make purchases overseas, kindly activate the Overseas Spend and Withdrawal function via any CIMB ATM, CIMB Clicks (on web version), any CIMB branch nationwide, or contact us for assistance.
Just follow the simple guide! Activate Overseas Usage Function via:
· CIMB Clicks
Step 1: Login to CIMB Clicks
Step 2: Go to “Services” and click on “Overseas Spends & Withdrawal”
Step 3: Click and select your cardnumber
Step 4: Go to “Change Status To”, select your preference & click “Submit”
Step 5: Authorise the transaction via secureTAC
Step 6: Your card is now successfully activated
· CIMB ATM
Step 1: Insert you CIMB Debit Card
Step 2: Enter your Debit Card PIN
Step 3: Return to Main Menu
Step 4: Others
Step 5: ATM/Debit / Credit Card Related
Step 6: Overseas ATM Services
Step 7: Select your preference & click to proceed
Step 8: Enter your new I/C number to confirm
Step 9: Your card is now successfully activated
Refer to the FAQ here for full details.
Airport Lounges Access
Enjoy 8x access to over 150 selected Plaza Premium First and Plaza Premium Lounges worldwide from now till 31 December 2024.
Eligible cardholders are CIMB Preferred Debit Master Cardholders who are CIMB Preferred Clients that meet the Asset Under Management (“AUM”) minimum balance requirement of RM250,000 as stipulated in CIMB Preferred Terms and Conditions at www.cimbpreferred.com.my/tnc at all times.
The cardholder must present:
For the complete list of participating airport lounges, refer here.
Non-eligible cardholders will be charged the prevailing access rate by the respective lounges.
If the CIMB Preferred client has CIMB Preferred Visa Infinite Credit Card, CIMB Preferred Visa Infinite-i Credit Card and CIMB Preferred Debit Mastercard, access is capped at 8x.
Priority Queue
Status recognition and Priority Queue for all CIMB Preferred clients to enjoy preferred treatment at all CIMB branches in Malaysia and across ASEAN.
Limit Change
You have the flexibility to change the following limits for your CIMB Debit Card:
· Withdrawal Limit: You can modify this limit via the CIMB Octo App, CIMB Clicks (on web version), or any CIMB ATM.
· Spend/Purchase Limit: Adjust your spend limit using the CIMB Octo App, CIMB Clicks (on web version), or any CIMB ATM.
· Contactless Limit: Change your contactless limit at any CIMB ATM.
Contactless Payment
Simply tap and go using your CIMB Debit Card on the payment terminal for quick and efficient payments of up to RM250 without needing to insert it or enter a PIN.
The first time you use your card, make sure it’s a chip-and-PIN transaction (where you insert your card into the payment terminal and enter your PIN). This initial transaction helps activate the contactless feature.
You can also deactivate or activate Contactless feature via any CIMB ATM.
Step 1: Insert you CIMB Debit Card
Step 2: Enter your Debit Card PIN
Step 3: Return to Main Menu
Step 4: Others
Step 5: ATM/Debit / Credit Card Related
Step 6: Debit Card
Step 7: Set Contactless Transaction
Step 8: Select "Deactivate" or "Activate" to proceed
Step 9: Enter Your new I/C number to confirm
Shop Online
When you shop online from participating 3D Secure merchants, you need to verify these transactions. you have two options:
• SecureTAC via CIMB Octo App: Use the CIMB Octo App to approve the transaction securely.
• One-Time Password (OTP) via SMS. You’ll receive an OTP via SMS to confirm the transaction.
Refer to the secureTAC FAQ here for details.
Non-3D Secure online transactions are online purchases made without the 3D Secure authentication. To enable this type of transaction (known as Card-Not-Present (CNP)), cardholders need to opt-in. Just call +603 6204 7788 to activate your CNP usage function.
Toll Payment
CIMB Debit Card is now accepted at selected highways/expressways nationwide. Simply look for the Mastercard or MyDebit logos at toll booths and you can seamlessly pay for toll fares.
To quickly and efficiently make payments by simply tapping your card on the payment terminal, you’ll need to activate the contactless payment feature.
You may activate the feature at any CIMB ATM.
Ensure that you have sufficient balance to perform contactless payments with your CIMB Debit Card to avoid any payment interruption.
Automatic Payment Facility
Pay monthly utility bills automatically to prevent late charges and service lapses.
Individuals with CIMB Preferred status and CIMB Bank or CIMB Islamic savings account or current account holding aged 18 years and above