The contents in this document are reasonably believed to be correct at the time of issue and are subject to change.

CIMB Bank Berhad (“CIMB”) makes no express or implied representation, recommendation or warranty as to the accuracy, desirability, reliability, or completeness of any information and opinion relating to any matter contained in this document.

The information in this document is subject to change and correct at the time of issue. Neither does this document purport to contain all the information that a prospective investor may require. Because it is not possible for CIMB to have regard to the specific investment objectives, financial situation and particular needs of each person who reads this document, the information contained in it may not be appropriate for all persons.

CIMB is not acting as advisor or agent to any person whom this document is directed. You, the recipient of this document must consult your own professional financial, legal, accounting, taxation and all other advisers and make your own independent assessment of the contents of this document. Under no circumstances should you treat or rely on any of the contents of this document as advice in relation to any of your financial, legal, accounting, taxation, technical, investment or any other matters. 

CIMB , CIMB’s  subsidiaries , CIMB’s holding company , the holding company and subsidiaries of CIMB’s  holding company and all companies which are in any way or howsoever related , associated or affiliated with CIMB and or CIMB’s holding company  (the “CIMB Group”) or any one or more of them may act as a principal or agent in any transaction contemplated by this document, or any other transaction connected with any such transaction, and may as a result earn brokerage, commission or other income.

Nothing in this document is intended to be, or should be construed as an invitation, offer or recommendation to you to buy or sell, or subscribe for any, of the subject securities, related investments or other financial instruments thereof. In the ordinary course of our businesses, any member of the CIMB Group may at any time hold long or short positions, and may trade or otherwise effect transactions, for its own account or the account of its customers, in debt or equity securities or senior loans of any company that may be involved in this transaction.

By accepting and relying on this document, the recipient hereof represents and warrants that he is entitled to receive this document subject strictly however to the restrictions and limitations set forth below   and the recipient agrees to be bound by these restrictions and limitations contained herein. Any failure to comply with any of these restrictions and limitations may constitute a violation of law. This document is being supplied strictly on the basis that it will remain confidential.  No part of this document may be (i) copied, photocopied, duplicated, stored or reproduced in any form by any means or (iii) redistributed or passed on, directly or indirectly, to any other person in whole or in part, for any purpose without the prior written consent of CIMB and or CIMB Group.

Neither the CIMB Group nor any of their officers, agents, directors, employees or representatives (“the CIMB Group and Staff”) shall be held responsible or liable in respect of  any omission,  statement, opinion, information or matter (express or implied) relating to or arising out of, contained in or derived

from this document, except liability under statute that cannot be excluded. Not in derogation of the generality of the foregoing or any other provisions herein no claims or demands or actions shall be made or taken by the recipient or any person in relation to this document and any matters herein against any companies within the CIMB Group whether such companies are carrying on business or incorporated within or outside the jurisdictions in which this document is distributed.