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Loan Quantum
Minimum total loan limit of RM100,000. The OD portion should not exceed 50% of the total loan limit.
Type of Properties
All types of completed and under construction commercial & industrial properties.
Statement
Yearly statement is available.
Margin of Financing
Up to 90% margin of financing (inclusive Group Mortgage Term Assurance (GMTA) / Legal / Valuation Fees)
Tenure
Biz Loan
Minimum: 5 years.
Maximum: 30 years or 70 years of age, whichever is earlier.
Overdraft
Subject to periodic review and repayable on demand
Group Mortgage Term Assurance (GMTA)
GMTA can be financed providing you and your loved ones with financial protection.
Individuals aged 18 years and above
| Identification document and proof of purchase | Malaysian Applicants | Copy of NRIC Sales and Purchase Agreement or the developer's booking form |
|---|---|---|
Foreign Applicants -Regional Preferred /Private Banking (From the ASEAN countries where CIMB has a presence) -Local Preferred / Private Banking |
Copy of passport (minimum 6 months validity) or MYPR Sales and Purchase Agreement or the developer's booking form |
|
| Income Documents | Salary Applicants | Latest 3 months' salary slips Latest EPF statement or last 3 months ' bank statement with credited salaries |
| Commission Applicants | Latest 6 months' commission statement Latest 6 months' bank statement with credited commission |
|
| Self-Employed Applicants | Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt |
|
| Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request | ||
Indonesia
Singapore
Thailand
Cambodia
Vietnam