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Simple enrolment with no underwriting required
Simple enrolment for all applicants with no medical underwriting and check-up required1 up to RM1,000,0002 annualised basic premium and guaranteed acceptance up to RM350,0002 of the annualised basic premium.
Limited short-term premium
Full Premium Allocation
Basic premium will be 100% allocated into the Investment Account 1 whereas single top-up premium3 is 100% allocated into the Investment Account 2.
Diversified investment portfolio
Coverage on Death/Total and Permanent Disability (TPD)
In the event of death/TPD4, you or your loved ones will receive the higher of:
PLUS the value of the Investment Account 2, less any indebtedness.
Maturity Benefit
In the event the life assured survived till the end of the policy term of 20 years, the total value of the Investment Account 1 and the Investment Account 2, less any indebtedness, will be payable.
Entry age basis: Based on the age of your last birthday.
Entry Age | Life Assured | Policy Owner |
---|---|---|
Minimum | 30 days old | 18 years old |
Maximum | *70 years old | No limit |
Life Assured's entry age | Basic Sum Assured |
---|---|
Age 0 to 50 | 125% of total premium paid (excluding top-up premium, if any) – 100% withdrawal (if any) from the Investment Account 1 |
Age 51 to 60 | 110% of total premium paid (excluding top-up premium, if any) – 100% withdrawal (if any) from the Investment Account 1 |
Age 61 to 70 | 105% of total premium paid (excluding top-up premium, if any) – 100% withdrawal (if any) from the Investment Account 1 |
Sun Life Malaysia